Personal Loans

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Personal loans empower you to take back control over your financial situation. Whether you are refinancing old debt, consolidating credit card balances, repairing your car, or just need some extra cushion for your next project, taking a personal loan is an excellent way to increase your cash flow.

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Why Do You Need a Personal Loan?

A personal loan provides you with a line of credit that can be used to solve various financial needs around your home, family, and life. Sometimes you need just a little bit more help when you’re at the end of a kitchen remodel or need to get your car’s engine repaired for commuting to work on time.

Pro Tip! Personal loans tend to have lower interest rates than other credit loans and are valuable tools for restructuring debt that may have higher than anticipated APRs.

When you receive a personal loan from a lender, they will use either secured or unsecured collateral.

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Secured Loans

Secured loans typically leverage physical objects like a car or other big-ticket item the lender would receive if you did not pay back the loan.

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Unsecured Loans

Unsecured personal loans are backed by your promise to pay and financial history. These often include a higher rate from the lender to accommodate the greater risk.

How does it Work?

There are three simple steps you should take to get a personal loan.

1 – Get Your Credit Score. Lenders will base their loan rates and amounts on your credit history for paying back debt. The better your credit score, the more options you’ll have available in the lending process.

2 – Get Prequalified. offers a simple application for prequalification. We will verify your income, credit score, and debt to income ratio. This allows lenders to quickly read your buyer profile and consider what conditions to offer. The lenders on our marketplace will then “bid” for your business by providing competitive rates.

3 – Select Your Lender. Once you review the available lenders, select an offer based on the rates, monthly payments, and customer reviews. That’s it! Now you are on your way to using that loan for whatever financial need you may require.

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Personal Loan Tips

We know borrowing money can often be a challenging new experience for some users. So we want to provide you with all the reassurance you need to make an informed decision.

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Always look for a low APR

The APR, or annual percentage rate, is the cost of the loan, including the interest rate and fees. The lower this number is, the less you’ll pay in the long run.

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Secure lower fees

Some lenders may require an “origination fee” that is roughly 1% – 8% of the total loan value. We encourage you to seek out lenders that offer the lowest or no fees for their products.

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Read the reviews

You are going into business with a partner for a short period. It always helps to read the genuine customer reviews of other people who have previously worked with lending institutions to better understand what to expect.

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Fixed Rates & Payments

The more “set in stone” your loan can be, the better it will integrate into your budget. If you know you have a fixed payment due on an exact date each month, you can adjust your lifestyle to pay back that loan on time and with as little complication as possible.

At, we offer a wide variety of lending possibilities at incredibly low interest rates. Our goal is to provide you with as many reliable, reviewed, and attractive options as possible.

Do you need a personal loan? Apply now to compare rates from multiple lenders.
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